Cocoplum, Miami — A Cheat Sheet for Buyers, Visitors, & the Curious

LIVING IN COCOPLUM

Is Cocoplum a gated community? 

Yes. Cocoplum is a fully gated residential enclave within Coral Gables, with manned guardhouses controlling entry 24 hours a day. 

Access is limited to residents, approved guests, and registered visitors, which reinforces privacy and structured security throughout the neighborhood.

How much are HOA fees in Cocoplum? 

HOA fees depend on the section and lot configuration, but homeowners can expect recurring annual assessments of several thousand dollars yearly.

This covers 24-hour security operations, common area maintenance, marina oversight, landscaping, and community infrastructure.

As Cocoplum is HOA-governed, ownership includes adherence to architectural guidelines, renovation approval processes, and community regulations.

What rules does the Cocoplum HOA enforce? 

Aside from fees, the homeowners' association maintains architectural controls, renovation approvals, landscaping standards, and dock-related regulations. 

Exterior modifications, seawall adjustments, and major structural changes typically require HOA review to preserve uniform property standards throughout Cocoplum.

What types of homes are in Cocoplum?  

Cocoplum consists almost entirely of large single-family estate homes. 

Many waterfront residences include private docks, canal access, and expansive lot dimensions. 

Interior homes offer oversized parcels and architectural diversity. 

Condo or high-rise buildings do not define Cocoplum.

Are most homes in Cocoplum waterfront?

A significant portion of homes sit along canal-fed waterways with navigable access to Biscayne Bay. 

However, not every property includes direct waterfront access. 

Waterfront lots carry a premium valuation due to boating access and waterfrontage.

Does Cocoplum have direct ocean access for boats? 

Yes, most waterfront properties have canal access to Biscayne Bay. 

However, navigation depends on draft depth, bridge clearance, and specific canal positioning. 

Buyers with larger vessels typically verify seawall condition, bridge clearance, and tidal depth before closing.

Does Cocoplum flood? 

Flood risk in Cocoplum is highly lot-specific. 

Canal-front and bay-adjacent properties have different flood requirements than interior estates, and their seawall condition matters more than it does in many non-waterfront neighborhoods. 

Buyers typically consult FEMA mapping, elevation documentation, flood insurance costs, and seawall integrity, especially for homes with docks, boats, or low-lying yards—before finalizing a purchase.

Is Cocoplum considered safe?  

Cocoplum is regarded as one of the more secure residential communities in Coral Gables. 

In addition to manned guard gates, internal streets are privately maintained and access-controlled. 

Security structure is a defining feature of the neighborhood.

How expensive are homes in Cocoplum? 

Cocoplum sits firmly within Coral Gables’ luxury real estate tier. 

Homes typically range from approximately $4 million to over $10 million, with premier waterfront estates exceeding that range depending on lot size, canal positioning, and direct bay access.

This pricing reflects estate-scale parcels, private docks, gated security, HOA governance, and the limited supply of waterfront property within Coral Gables.

Does Cocoplum include deeded dock space or private boat slips? 

Waterfront homeowners typically maintain private docks along their canal frontage. 

Marina structures and slip availability may vary by section, and usage is governed by HOA guidelines. 

Buyers should confirm dock rights, seawall condition, and slip allocation during contract review.

Are there architectural or minimum size requirements in Cocoplum? 

Yes. Cocoplum operates under HOA architectural standards designed to preserve estate-scale consistency. 

Major renovations, rebuilds, and structural modifications require review and approval, and minimum property standards help maintain uniform luxury positioning throughout the community.

What is the real estate market like in Cocoplum? 

Cocoplum functions as a finite, gated estate community rather than an expanding neighborhood. 

All residential parcels are established, and growth occurs only through resale, not new phases or vertical development.

Since homeowners often remain long-term, available inventory can be limited at any given time. 

Transactions are driven less by speculative construction and more by individual estate transfers within a controlled community framework.

What are property taxes like in Cocoplum?

Property taxes reflect assessed Coral Gables property values, which are among the highest valuations in Miami-Dade County. 

Tax obligations depend on purchase price, homestead status, and annual assessment changes. Buyers often evaluate long-term tax projections before acquisition.

Is Cocoplum a good long-term investment? 

Historically, Cocoplum has shown stable long-term performance supported by limited inventory, waterfront desirability, HOA oversight, and gated security. 

As the community is built out with no large-scale expansion potential, supply constraints preserve its value.

Are short-term rentals allowed in Cocoplum? 

Short-term rentals are generally restricted under HOA rules and Coral Gables municipal regulations. 

Investors interested in rental use should confirm minimum lease periods and governing restrictions before purchase.

How does Cocoplum compare to Gables Estates? 

Both are ultra-luxury waterfront communities within Coral Gables.

Gables Estates generally commands higher pricing thresholds and often features larger direct bayfront parcels.

Cocoplum, on the other hand, operates under structured HOA governance, incorporates canal-based marina access, and offers a broader mix of interior and waterfront estate configurations.

How does Cocoplum compare to other gated communities in Coral Gables? 

Within Coral Gables, gated communities such as Gables Estates, Snapper Creek Lakes, and Journey’s End each offer waterfront living. 

Cocoplum distinguishes itself through canal-based marina integration, strong HOA governance, and a balanced mix of waterfront and interior estate parcels.

VISITING COCOPLUM

Can you visit Cocoplum if you are not a resident? 

Access is restricted. 

Entry is typically granted only with resident authorization through controlled guardhouses. 

Cocoplum is not open for general public access or casual tourism.

Are there public parks or amenities inside Cocoplum? 

No public parks operate within the gated residential sections. 

Marina facilities, common areas, and internal streets are reserved for residents and approved guests.

Is Cocoplum walkable for visitors? 

Cocoplum functions as a private residential neighborhood rather than a pedestrian tourism district. 

Walkability applies internally to residents, and not to outside visitors.

What is located near Cocoplum? 

Cocoplum sits along the southern corridor of Coral Gables near Biscayne Bay. 

Nearby areas include private schools, country clubs, waterfront routes, and major road access toward US-1 and the Rickenbacker Causeway.

For a typical day around Cocoplum, visit Top 5 Things to Do in Cocoplum.

UNDERSTANDING COCOPLUM

Where is Cocoplum located within Coral Gables? 

Cocoplum is situated along the southern waterfront of Coral Gables, bordering Biscayne Bay with canal-fed residential streets and marina access.

How many sections does Cocoplum have? 

Cocoplum is typically divided into multiple sections, often referred to as Cocoplum Sections 1 and  2. 

Each section features slightly different canal alignments, lot layouts, and waterfront distribution.

Does Cocoplum have a private marina? 

Yes. Cocoplum includes marina access integrated into its canal system.

Dock ownership and usage depend on lot positioning and HOA guidelines.

How large are lots in Cocoplum? 

Lot sizes in Cocoplum typically range from approximately 12,000 to over 30,000 square feet, depending on location and waterfront positioning. 

Interior parcels often sit toward the lower end of that range, while premier waterfront estates may occupy significantly larger bayfront or deep-water canal lots.

Many properties accommodate private docks, pools, and expansive outdoor entertaining areas consistent with estate-scale living.

Who typically lives in Cocoplum? 

Residents include high-net-worth families, entrepreneurs, executives, and long-term luxury homeowners seeking security, privacy, waterfront orientation, and structured community governance within Coral Gables.